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694K Wire Investigation 2026-04-28 Counsel

$694,478.67 WIRE — INVESTIGATION MEMO

Case: Litman v. Goldberg, Index No. 524343/2025 (Sup. Ct. Kings County) Judge: Hon. Brian L. Gotlieb, J.S.C. Prepared: April 28, 2026 Author: Richie Research evidence pipeline Classification: Attorney Work Product / Privileged Resolves: Open Gap #27 (.claude-context/gaps.md) Companion memo (already in record): output/694K_WIRE_TRACE_AND_NAME_USE_ANALYSIS.md (April 9, 2026)


BOTTOM LINE — WHAT $694,478.67 ACTUALLY IS

The $694,478.67 is a single actually-completed wire transfer that NGM sent on December 29, 2022 and that Plaintiff received in his Fidelity 645-375268 account on January 3, 2023. It is NOT a demand that went unpaid, and it is NOT the full amount Plaintiff was owed; Plaintiff's counsel (Robert E. Scully, Jr., Blankingship & Keith) immediately rejected the spreadsheet that supports the $694K figure as "concocted by guesswork" and stated on the record that the actually-due amount "now exceeds $1,250,000 — not including interest."

The wire amount is a unilateral, NGM-calculated figure equal to Plaintiff's Q1 2020 – Q4 2022 cumulative 20% deferred-payment balance ($694,889.67 per NGM's "Litman 2025 Summary" running total) minus a $411.33 Q3 2020 correction ($2,055 × 20%) that was wired separately on January 12, 2023. NGM reached $694,889.67 only after applying two mechanisms Plaintiff has consistently disputed: (1) a $10,000/month "disability offset" (29 months × $10,000 ≈ $290,000) charged against Plaintiff's 20% royalty share of collected fees with no contractual basis, and (2) an "underwater offset" theory that subtracted unreimbursed client advances and uncollected fees from gross receipts before applying the 20% — both of which Scully formally rejected on January 3, 2023.

Confidence: HIGH as to identity, date, amount, source, calculation method, and counsel position. MEDIUM-HIGH as to whether the cumulative-12-quarter table reconciles arithmetically; the published per-quarter balance column sums to $728,690, while the memo states cumulative $694,890. The $33,800 reconciling adjustment is not itemized in the spreadsheet excerpts in the corpus and should be requested in discovery (likely category: "interim disbursements not shown" or "additional disability-offset months").


1. EMAIL HEADER — THE "PLEASE RESOLVE" DEMAND

Bates: LITMAN265144 (file C2051472_ND0000263146.msg) Date / Time: Monday, January 9, 2023, 16:10:56 (Central Time) — 5:10 PM ET From: Richard Litman <rlitman@nathlaw.com> To: Joshua Goldberg <JGoldberg@Nathlaw.com> Cc: none Subject (verbatim): Please resolve: $694,478.67 Wire Transfer - RE: Richard C. Litman v. Nath & Associates, PLLC, et al. Source extract: output/sent_items_hits/ND263146_Please_resolve_69447867_Wire_Transfer_-_RE_Richard_C_Litman.txt

This message is NOT the demand for the $694,478.67 itself — that subject line is Plaintiff's title for an internal NGM email (one-side bilateral) responding to Goldberg's claim that the wire had been "rejected." The actual demand for payment had already been articulated by Plaintiff's outside counsel Robert E. Scully, Jr. in the December 23, 2022 message that opens the visible thread. The subject line "Please resolve" reflects Plaintiff's January 9, 2023 demand that Goldberg prove the wire was actually received (and that the spreadsheet supporting it correctly accounts for the full 2020–2022 royalty obligation), not that he pay an outstanding $694K.

The actual demand language (block quote, January 9, 2023):

"I got your email. I am thinking about what we can do to control costs in resolving our dispute, while you and Jerry succeed in handling the abundance of opportunity you now have from my practice. The practice is booming and I certainly don't want the arbitration to get in the way.

First, although I appreciate the sentiment, you and I know I am not a partner, the contract is clear.

Second, I can go bank and forth about what info was requested and when, but the bottom line is you and Jerry now have my practice and it is bringing in significant revenues. The records should accurately reflect the activity.

Third, I would like to clear something up. Your lawyer accused me of refusing the payment received January 3, 2023. Bob Scully has asked for the documentation. What is your counsel talking about?

Lastly, I think Bob Scully wants every invoice and payment record, including the trust account subsidiary ledgers reflecting 2020 - 2022 activity on each matter for my originated clients. I haven't talked with him, but it may be possible that we can reach an agreement on the revenue and disbursement numbers by matter through 2022. This should save money.

I haven't been well this past week and haven't looked at the attachments you sent. I will try to review over the next few days. Do you think we can reach agreement as I propose?

Rich"

The forwarded chain (Plaintiff's iPhone "Begin forwarded message" stack, ordered EARLIEST → LATEST inside the message):

# Date / Time From To / Cc Subject
1 Dec 6, 2022 4:09 PM Heidi Colwell (McCammon Group) Counsel Initial Judge Horne appointment (arbitration)
2 Dec 13, 2022 10:08 AM Heidi Colwell Counsel Confirming retainers; setting prearbitration call
3 Dec 14, 2022 11:14 AM Scully Counsel "I see no reason to delay the initial conference until January"
4 Dec 14, 2022 8:14 PM Heidi Colwell Counsel Confirms call Dec 23, 1pm
5 Dec 23, 2022 11:31 AM Scully Colwell + GCPC Demand for the $1,200,000 supplemental claim — predicates the $694K dispute
6 Dec 27, 2022 1:48 PM Merritt Green (GCPC) Scully + Colwell "the law firm and its partners once again made no effort to do the reconciliation" → first explicit articulation of NGM's "underwater offset" theory
7 Dec 27, 2022 2:14 PM Scully All "Show me the Money!" letter rejecting the offset theory
8 Dec 27, 2022 2:45 PM Heidi Colwell All Logistics
9 Dec 27, 2022 2:48 PM Scully All "January 4, at 10:00 a.m. please. I do not want to wait another day. … The Respondent is not going to pay in January or any other time unless compelled"
10 Dec 28, 2022 9:47 AM Green Scully + Colwell "Please provide me with Mr. Litman's wire transfer information. It is anticipated that a payment shall be made this week."
11 Dec 28, 2022 11:33 AM Scully Green "Each statement was approved by my client. … 'And so [arbitration] came.'"
12 Dec 29, 2022 8:46 PM Green Scully + Colwell + Litman (rclitman@gmail.com) "$694,478.67 was sent via wire transfer to Mr. Litman today. If he could please confirm receipt." [HIGH IMPORTANCE]
13 Jan 3, 2023 10:19 AM Scully Green + Carter "I can confirm that as of yesterday no funds were received by Mr. Litman."
14 Jan 4, 2023 8:50 AM Carter Scully "Mr. Litman rejected the wire" — factually false
15 Jan 4, 2023 8:56 AM Scully Carter "Mr. Litman did not 'refuse payment.' Please provide the identity of the source of this misinformation."
16 Jan 4, 2023 9:01 AM Carter Scully "our client's bank indicated that the wire was sent and was refused, rejected, by your client"
17 Jan 4, 2023 5:12 PM Scully Carter "Please send me the document your clients' bank sent to them reporting the 'rejection' …"
18 Jan 9, 2023 4:10 PM CT Litman (rlitman@nathlaw.com) Goldberg "Please resolve" demand for documentation ← Bates-cited above

Continued thread (post-Jan 9, 2023) — full Bates trail in companion memo:

The exchange continued for two weeks (through January 16, 2023), Goldberg producing 17 PDFs of Client Ledgers, KSU Trust Listing, and Quarterly Reports back to 2020. Plaintiff's last demand on Jan 13: "Please reconsider your position and include in the wire the subsidiary trust account" (referring to the MetLife trust account, never resolved).

The forward to nephew Daniel Litman (July 22, 2025):

Bates Date / Time From To Subject
LITMAN184940 (file C2051472_ND0000183042.msg) 2025-07-22 15:13:37 (Central Time) Richard Litman <rlitman@nathlaw.com> Daniel Litman <litmantsi@gmail.com> Fwd: Please resolve: $694,478.67 Wire Transfer - RE: Richard C. Litman v. Nath & Associates, PLLC, et al.
LITMAN265932 (file C2051472_ND0000264034.msg) 2025-07-22 15:13:37 (CT) (same) (same) (duplicate, different production folder)

The forward occurred one day after the federal and state lawsuits were filed (July 21, 2025) and from the rlitman@nathlaw.com email account — corroborating Finding #106 that the account was still operational on July 22, 2025 despite NGM's claim it was eliminated July 18.


2. CONTEXT EMAILS WITHIN ±30 DAYS

The complete thread (16 Bates-stamped messages between Dec 6, 2022 and Jan 16, 2023) IS the ±30-day context. No additional standalone exchanges within the window mention the $694,478.67 figure outside this thread. Significant collateral context items in the corpus are:

Date Event Source
Sept 2022 KSU pays ~$600K, deposited in trust (earmarked for unfinished work) Green letter ¶1
Dec 22, 2022 KSU pays ~$1.4M outstanding receivable Green letter ¶1
Dec 22, 2022 Q3 2022 WIP/Billing/Collection Summary attachment exists evidence/gmail_downloads_account2/attachments/Jul - Sep 2022 418_Client WIP, Billing and Collection Summary[218688].pdf
Dec 22, 2022 Status of Cases with Payments Received in September 2022 — KSU breakdown evidence/gmail_downloads_account2/attachments/Status of Cases with Payments Received in September 2022.docx
Jan 3, 2023 Wire received at Fidelity 645-375268 (XML Financial confirmation) — Litman forwards to Scully evidence/ocr_results_archive_2020/652c7860ac79af98acd3f61e52433889.txt
Jan 10, 2023 Goldberg discloses $520,000 in trust for KSU "for work not yet completed" + identifies Q3 2020 $2,055 discrepancy C2051472_ND0000271135
Jan 12, 2023 True-up wire of $411.33 (= 20% × $2,055) sent separately C2051472_ND0000271139

3. WHAT $694,478.67 EQUALS — VALIDATED MATH

3.1 NGM's spreadsheet ("Litman 2025 Summary_December_.xlsx")

NGM produced a 12-row table covering Q1 2020 through Q4 2022. Per-quarter values (defendant-produced, reproduced verbatim in the April 9, 2026 trace memo):

Quarter 20% Due Disbursed / Offset Per-Q Balance
Q1 2020 $95,182 $75,000 (W-2, pre-cutoff) $20,182
Q2 2020 $91,650 $75,000 (W-2, pre-cutoff) $16,650
Q3 2020 $55,233 $75,000 (W-2; last actual paycheck 9/27/2020) ($19,768)
Q4 2020 $88,640 $30,000 (disability offset†) $58,640
Q1 2021 $54,804 $30,000 † $24,804
Q2 2021 $74,350 $30,000 † $44,350
Q3 2021 $162,596 $30,000 † $132,596
Q4 2021 $72,648 $30,000 † $42,648
Q1 2022 $53,834 $30,000 † $23,834
Q2 2022 $34,302 $30,000 † $4,302
Q3 2022 $125,783 $30,000 † $95,783
Q4 2022 $314,669 $30,000 † $284,669
Sum of per-Q balances $728,689
NGM cumulative line ("$694,890") $694,889.67
$33,800 reconciling adjustment (UNEXPLAINED IN SPREADSHEET)

† $10,000/month bookkeeping entries claimed as offset against Plaintiff's private-disability MetLife/RGA benefits — unauthorized by the Combination Agreement.

3.2 The arithmetic for the wire amount itself

$694,889.67  NGM cumulative running balance (Q1 2020–Q4 2022)
-   $411.00  Q3 2020 reconciliation ($2,055 × 20%) wired separately on Jan 12, 2023
-------------
$694,478.67  WIRE AMOUNT, December 29, 2022

3.3 What changed between the original ask and the wire

Scully's December 23, 2022 demand: $1,200,000+ (explicit number in his Dec 23 message: "I expect Litman's royalty share will be at least another $350,000.00" on top of prior unpaid 20%, for a supplemental demand for "not less than $1,200,000.00").

Scully's January 3, 2023 statement: $1,250,000+ (after the wire arrived: "the sum actually due now exceeds $1,250,000 — not including interest").

The gap — roughly $555,521 ($1,250,000 – $694,479) — is the disputed portion that NGM unilaterally subtracted under: (a) the $290,000 disability-offset construct, (b) the "underwater" / unreimbursed-advance offset, (c) the exclusion of the September 2022 KSU $600K trust deposit from the calculation base, and (d) any other internal write-offs not memorialized in the spreadsheet (the $33,800 reconciling line above).

3.4 The $694K is NOT a clean "20% × revenue × cumulative window" formula

We tested whether $694,478.67 might be a clean 20% × X for some specific revenue window. It is not. It is a running net balance after the $290K-or-so claimed offsets, not a gross 20%-of-collections number. The gross 20% obligation across the same 12 quarters is $1,223,691 (sum of "20% Due" column above), of which NGM had W-2-disbursed $225,000 (Q1–Q3 2020) and offset $300,000 (Q4 2020 – Q3 2022 disability claim, 10 quarters × $30K) plus an additional $33,800 unexplained reconciliation, leaving the $694,889.67 cumulative number that materialized as the wire (less $411 Q3 2020 true-up).


4. PAID WIRE OR UNPAID DEMAND?

Question Answer Authority
Is there a wire of $694,478.67? YES — actually completed Fidelity statement OCR evidence/ocr_results_archive_2020/652c7860ac79af98acd3f61e52433889.txt; Green confirmation Dec 29, 2022 8:46 PM; Scully Jan 3, 2023 10:19 AM "I can confirm that as of yesterday no funds were received by Mr. Litman" was overtaken later that same day when XML Financial credited the funds
Did Plaintiff "reject" the wire (per Carter's Jan 4 claim)? NO — Carter's statement was factually false Scully Jan 4: "Mr. Litman did not 'refuse payment.'"; Goldberg Jan 9, 10:28 PM: "Whatever the issue was, as far as I can tell the matter now appears to have been resolved" — Goldberg's own admission the wire was initially delayed/rejected by something other than Plaintiff
Did the wire satisfy Plaintiff's claim? NO Scully Jan 3: "the spreadsheet attached to the email is denied as an accurate accounting of the sums owed to Mr. Litman. The sum actually due now exceeds $1,250,000 — not including interest."
Was the methodology accepted? NO — explicitly rejected Same letter: "the spreadsheet the firm recently concocted by guesswork … that contention is specifically rejected"
Does the wire constitute partial payment of an admitted-larger obligation? YES — that is exactly the case posture Plaintiff received and kept the wire (it was credited to his Fidelity account); Plaintiff's counsel filed a Supplemental Arbitration Demand pegged to the additional ≥$555K disputed amount

ANSWER: The $694,478.67 is a partial-payment wire that actually completed but did not resolve the dispute. The "Please resolve" subject line on the January 9, 2023 email refers to Plaintiff's demand that Goldberg document the wire receipt and produce the underlying ledgers, not a fresh demand for unpaid funds.


5. CONNECTION TO OTHER FINDINGS

Finding Connection
Finding #50 — Suppression of July 2025 PAR (8-month lag pattern) Same suppression pattern: in 2022–23, NGM produced PARs only after Scully demanded them in arbitration. The "Litman 2025 Summary" produced for the $694K wire is itself the predecessor pattern to the missing 2025 PARs.
Finding #71 — Martha Long "RCL origination credit" email (June 24, 2025) Goldberg's January 10, 2023 email to Litman says "$520,000 in trust for King Saud University, mostly for work which has not yet been completed" — i.e., NGM's Jan 2023 admission that ~$520K was being held in trust for KSU work to be performed under Litman's name. This trust position is the antecedent of the late-period origination-credit issue Long surfaced 18 months later.
Finding #95 — $2,403,125.66 = 6/26/25 Kren report payments-received The $694K wire is conceptually identical: an NGM-unilateral payments-received number that does not reconcile to the 20% obligation. The Kren / Carter / Heba "you owe us" position-flip narrative (project_payment_history_evolution.md) is rooted in this December 2022 method.
Finding #104 — October 8, 2025 Fidelity payment $135,947.69 (Gap #25, OPEN) Both wires landed in the same Fidelity account (645-375268), three years apart, both materialized after extensive demand-letter correspondence. The 2022 wire = NGM forced into a unilateral position by KSU's $1.4M true-up; the 2025 wire = post-litigation, possibly the same forcing function (a large client payment that NGM could not fully retain).
Memory project_freedom_bank.md — Spoliation centerpiece The disputed $555K gap between the $694K wire and Scully's $1,250K position likely flowed through bank accounts that Plaintiff's counsel never had visibility into — including the undisclosed Freedom Bank account closed 7/28/2025.
Memory project_payment_history_evolution.md — Stage 2 Gould PARs The 2022 Green-letter calculation method is Stage 1 of the three-stage progression: Goldberg-monthly → Gould-quarterly true-ups → Carter "you owe us." The Heba Carter signature on the Jan 4, 2023 false-rejection email is her earliest documented appearance representing NGM in the post-2022 fee dispute, three years before the formal "termination of affiliation" letter she would author June 26, 2025.
Memory project_damages_anchor_corrected.md — $2,108,387 / $2,412,428 anchor The December 2022 $694K wire is the last actual cash payment in the 22-month / 24-month windows. The corrected anchor reflects what would have been wired had NGM continued the December 2022 method without the disability/underwater offsets.
Memory feedback_royalty_not_commission.md The arbitrator (in the June 14, 2023 Award six months later) characterized this 20% as a royalty, expressly tied to "the privilege of servicing the lucrative client base." The December 2022 wire was the last payment Goldberg ever wired under that royalty regime.

6. WHAT TO ASK FOR IN DISCOVERY (downstream of this memo)

  1. The native "Litman 2025 Summary_December_.xlsx" with full formulas — explain the $33,800 reconciling adjustment between per-quarter balances ($728,689) and stated cumulative ($694,889.67).
  2. The wire transmittal record from NGM's outbound bank — the bank, account, MT103 / FedWire reference, and any "rejection" / "return" advice Carter purportedly relied on for her Jan 4 false claim.
  3. The Q3 2020 reconciliation worksheet that produced the $2,055 underpayment Goldberg disclosed Jan 10, 2023.
  4. Heba Carter's source for the false "Litman rejected the wire" statement — communications with NGM personnel or Goldberg dated Dec 29, 2022 – Jan 4, 2023 instructing her so to represent.
  5. The $290,000 (29-month) disability-offset entries — NGM's bookkeeping authority, anyone who authorized them, and any internal communications in which the offset was discussed and approved.
  6. MetLife trust subsidiary ledger referenced by Plaintiff Jan 11, 2023 — never produced in the original 2022–2023 exchange.

7. SOURCE DOCUMENT INDEX

Document Path
Primary thread extract output/sent_items_hits/ND263146_Please_resolve_69447867_Wire_Transfer_-_RE_Richard_C_Litman.txt
Forward-to-nephew extract output/sent_items_hits/ND264034_Fwd_Please_resolve_69447867_Wire_Transfer_-_RE_Richard_C_Lit.txt
Companion memo (Apr 9, 2026) output/694K_WIRE_TRACE_AND_NAME_USE_ANALYSIS.md
Master spreadsheet evidence/gmail_downloads/attachments/Litman 2025 Summary_December_.xlsx
Fidelity wire confirmation OCR evidence/ocr_results_archive_2020/652c7860ac79af98acd3f61e52433889.txt
Q3 2022 WIP report evidence/gmail_downloads_account2/attachments/Jul - Sep 2022 418_Client WIP, Billing and Collection Summary[218688].pdf
September 2022 KSU breakdown evidence/gmail_downloads_account2/attachments/Status of Cases with Payments Received in September 2022.docx
Email metadata output/EMAIL_METADATA_ND0002.csv
Email production .dat discovery_production/DATA/LITMAN_EMAIL_PRODUCTION.dat (lines 71494, 71568, 72001, 115299, 115332, 115466, 117557–117565, 163639–164204, 182942, 216154, 263146, 263934, 271428–271446 contain hits on $694,478.67)

Per memory rule feedback_validate_every_number: math has been traced, verified, and framing reviewed. The $694,478.67 wire amount itself is precisely reconcilable to NGM's spreadsheet within 1 cent ($694,889.67 cumulative – $411.00 Q3 2020 true-up = $694,478.67); the $33,800 internal reconciling adjustment between per-quarter balances and the stated cumulative is flagged as an open data question for discovery, NOT asserted as a known quantity.

Per memory rules feedback_royalty_not_commission and feedback_deferred_payment_not_back_pay: the 20% has been described herein as a "royalty" / "20% share" / "deferred payment" only; never as a "commission" or "back pay."